Financial Licensing
Regulatory Licensing Consulting
We guide FinTech companies, crypto businesses, and financial service providers through licensing and registration across South Africa, the EU, and beyond.
FSCA — Financial Sector Conduct Authority
South African FSP Categories
CAT I
Advice Only
Advice only. No discretion over client assets. Entry-level FSP licence for financial advisors and intermediaries.
CAT II
Discretionary FSP
Discretionary FSP. Manage client investments under mandate. Required for portfolio managers.
CAT III
Administrative FSP
Administrative FSP. Administer financial products on behalf of clients. Required for platforms and fund administrators.
CAT IV
Assistance Business
Assistance business. Short-term and long-term insurance products. Required for funeral and gap cover intermediaries.
Crypto & Digital Asset Licensing
VASP (South Africa)
Virtual Asset Service Provider
Virtual Asset Service Provider registration with the FSCA. Required for crypto exchanges, OTC desks, and custodians operating in South Africa.
CASP (EU)
Crypto Asset Service Provider
Crypto Asset Service Provider authorisation under MiCA. Required for businesses offering crypto services to EU clients from June 2025.
MiCA Full Registration
Markets in Crypto Assets
End-to-end Markets in Crypto Assets regulation compliance — whitepaper requirements, governance frameworks, and passporting across EU member states.
How We Work
Step 01
Gap Analysis
We assess your current business model against regulatory requirements and identify the correct licence category.
Step 02
Documentation
We prepare all required application documents, policies, and compliance frameworks.
Step 03
Submission
We submit on your behalf and manage regulator correspondence throughout the process.
Step 04
Ongoing Compliance
Post-approval, we support ongoing compliance obligations, annual returns, and regulatory updates.